INSURING ITEMS IN STORAGE
Know your options for protecting your property!
You may think that successful self storage means your extra stuff is out of sight, out of mind. But it's just as easy to overlook insuring your prized possessions when they're stored remotely. In most cases, your homeowner's or renter's insurance policy will offer little or no coverage for your possessions when located in a storage unit. Check with your insurance agent to see if your homeowners/renters or business insurance policy covers your items while in storage.
Self-storage facilities do not provide coverage for your personal items while in storage and if there is damage that occurs to the storage building itself, any coverage does not extend to your business or personal belongings. But there is a solution. All Storage Partners locations can provide you with the option to purchase insurance coverage designed specifically for self storage from our 3rd party partner, the Bader Co. It is offered at an affordable monthly fee and combined with your storage rental payment for one easy payment. This small investment translates into some notable benefits:
- LOW COST
- $0 DEDUCTIBLE
- SEPARATE FROM YOUR PERSONAL INSURANCE POLICY
Storage Partners makes available a low cost self storage insurance coverage option through the Bader Co. There are no deductibles and coverage limits of $3,000 or $5,000 are available for an affordable monthly fee of $13 or $22.
Any claims are filed directly with the Bader Co. rather than your own insurance company. Therefore, a claim won't affect your current policy or premiums.
SIGN UP FOR COVERAGE!
Here is an informational pamphlet from the Bader Co. detailing the type of events that are included and excluded in the self storage insurance program as well as features and terms of coverage:
You can add coverage when renting a unit online or you can contact your store manager and they can answer questions and add the coverage to your rental.
INSURANCE TIPS FOR STORING A VEHICLE:
Most items commonly stored are covered under self-storage insurance policies, with one exception: vehicles. Stored vehicles are required to be covered by an auto insurance policy. You will need to provide proof of this coverage when you sign your storage rental lease.